When Mahatma Gandhi said that the soul of India resides in its villages, it resonated deeply with Mulamoottil as it was an integral part of its founding vision.

Mulamoottil Nidhi Ltd. was established in 2015, to fulfil the government mandate to encourage the habit of savings in rural areas. As a Nidhi company, MNL’s focus is on encouraging the habit of savings via Savings Accounts, Recurring Deposits and Fixed Deposits. MNL is approved by the Ministry of Corporate Affairs, India and is supervised by the Registrar of Companies.